Tag: Insurance

MoT

Yes, my RX-8 R3 is coming up to three years old (in a couple of weeks), so last week I took it to Docklands Mazda for them to carry out an MoT test … which it passed with flying colours, even producing 0% carbon monoxide emissions on fast idle and 0.04% carbon monoxide emissions at the natural idle speed.

Mileage? 55,447 miles from new and still going like it should. Plus it still looks great.

So yes, I’m pleased as I tend to hang on to my cars for a few years and there’s frankly nothing I’d want to replace it with at present, especially as Mazda stopped producing them.

I’ve also renewed my tax and insurance for another year, plus I’ll probably extend the Mazda warranty for another year, just in case 😉

Insurance

I hadn’t realised that Mazda offer seven days insurance cover for you – their “driveaway” scheme – when you buy a Mazda from one of their dealers:

“What’s more, most new and used private car purchasers benefit from seven days free insurance. So you can drive away from our dealerships safe in the knowledge that you’re covered. Conditions for this free cover may apply.

“All you need to do is call us on 0800 048 0962 for a no-obligation quotation.”

Now, it also turns out that Mazda’s policy offers what is called “RTI” cover which is:

“Mazda Return to Invoice (RTI)

“Mazda Return to Invoice will either pay you the difference between your Motor Insurance settlement figure and the outstanding Early Settlement Balance due to your Finance Company, or pay you the difference between the Net Invoice Price of your Insured Vehicle at the Start Date and your Motor Insurance Company’s settlement figure. Your claim will be settled based on whichever is the greater amount.”

And what’s more they were very competitive on their premium, coming in at the lower end of the quotes I’d received from price comparison websites and then – after haggling – knocking off 10% so as to come in second lowest. I will be going with Mazda for the insurance because of the RTI cover benefit.

N-N-N-N-Nineteenth

I had the delivery date confirmed to me today: the car is available for collection on Wednesday, 17th March but because that would mean me driving up to Grimsby and back the same midweek day to collect it, I’ve postponed collection until the 19th. D-8 days and counting!

In the meantime, however, I’d better get used to being pulled by the police with threats to impound the ST200 as for some reason it isn’t showing up in the MID as being insured even though it’s currently on the dealer’s insurance policy.